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Consolidate your debt

Depending on how much interest you pay on your credit cards, a debt consolidation loan could save you thousands of dollars.

Try Credible*, a free online service that shows you the best lending options to pay off your credit card debt fast — and save a ton in interest.

Credible lets you compare lenders to find the lowest interest rates with just a few clicks. You can borrow up to $100,000 (with no collateral) at interest rates as low as 5.40% APR with autopay, and repayment schedules ranging from 24 to 84 months.

Checking rates on Credible* won't hurt your credit score, it’s totally free, and it will probably save you a bundle.

How to get a free $20 to invest in your future

An app called Acorns automatically rounds up purchases made on your credit or debit card to the nearest dollar and places the excess "change" into a smart investment portfolio. Acorns offers a $20 welcome bonus, immediately from your first investment.

Get $20

Compare rates on home insurance

As with food and gas prices, home insurance premiums are on the rise. The average yearly price of a home insurance policy in 2024 is $1,687— nearly 40% higher than it was 12 years ago.

If you want to get the best deal possible on coverage for your home, you’ll need to compare prices from multiple home insurance companies.

SmartFinancial* makes it easy to find the best rate available.

Just answer some quick questions* and they'll find you great deals online in minutes.

Save hundreds on auto insurance

If you haven’t shopped for a better rate* on your car insurance in more than six months, you’re probably overpaying.

BestMoney* makes comparing multiple insurance companies easier than ever. Just answer some quick questions and you'll be able to choose from multiple providers to find the best option for you.

In the same amount of time it takes to watch a cat video on YouTube, you could save almost up to $820 a year.

This 2 Minute Move Could Knock $500/Year off Your Car Insurance in 2024

Saving money on car insurance with Bestmoney is a simple way to reduce your expenses. You’ll often get the same, or even better, insurance for less than what you’re paying right now.

There’s no reason not to at least try this free service. Check out BestMoney today, and take a turn in the right direction.

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Try investing your spare change

Acorns is an investing service and savings tool rolled into one.

When you make a purchase on your credit or debit card, Acorns* automatically rounds up the price to the nearest dollar and places the excess into a smart investment portfolio.

Your spare change may not seem like much, but look at this math: $2.50 worth of daily round-ups add up to $900 per year — and that’s before your savings earn money in the market.

Sign up today* and collect a $20 bonus just for getting started. Where your savings go from there is up to you.

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Follow These Steps if you Want to Retire Early

Secure your financial future with a tailored plan to maximize investments, navigate taxes, and retire comfortably.

Zoe Financial is an online platform that can match you with a network of vetted fiduciary advisors who are evaluated based on their credentials, education, experience, and pricing. The best part? - there is no fee to find an advisor.

About the Author

Moneywise

Moneywise

Moneywise Editorial Team

The Moneywise Editorial Team is a group of passionate financial experts, seasoned journalists, and content creators who are deeply committed to providing unbiased, relevant, and accurate financial information. With years of combined industry experience, our team is dedicated to maintaining the highest journalistic standards and delivering informative and engaging content. From personal finance and investing to retirement planning and business finance, we cover a broad range of topics to suit the financial needs of our diverse readership. You can trust the Moneywise Editorial Team to empower you with the knowledge and tools necessary to make wise financial decisions.

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Disclaimer

The content provided on Moneywise is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter.